“SECURE AND INCLUSIVE UTILIZATION OF SHARED DATA POTENTIAL WITH MULTI-KEY HOMOMORPHIC ENCRYPTION IN BANKING INDUSTRY” (2024) Journal of Economics, Accounting, Business, Management, Engineering and Society, 1(9), pp. 1–13. Available at: http://kisainstitute.com/index.php/kisainstitute/article/view/36 (Accessed: 24 May 2026).