“SECURE AND INCLUSIVE UTILIZATION OF SHARED DATA POTENTIAL WITH MULTI-KEY HOMOMORPHIC ENCRYPTION IN BANKING INDUSTRY”, KISA INSTITUTE, vol. 1, no. 9, pp. 1–13, Aug. 2024, Accessed: May 24, 2026. [Online]. Available: http://kisainstitute.com/index.php/kisainstitute/article/view/36