“articel ANALYZING THE ADOPTION OF CLOUD-BASED ACCOUNTING SYSTEMS AND THEIR IMPACT ON SMALL BUSINESS EFFICIENCY” (2024) Journal of Economics, Accounting, Business, Management, Engineering and Society, 1(10), pp. 39–66. Available at: https://kisainstitute.com/index.php/kisainstitute/article/view/40 (Accessed: 20 August 2026).