“articel ANALYZING THE ADOPTION OF CLOUD-BASED ACCOUNTING SYSTEMS AND THEIR IMPACT ON SMALL BUSINESS EFFICIENCY”, KISA Institute, vol. 1, no. 10, pp. 39–66, Sep. 2026, Accessed: Oct. 02, 2026. [Online]. Available: https://kisainstitute.com/index.php/kisainstitute/article/view/40